Privacy Policy

Calculator Inputs

All mortgage and loan calculations happen entirely in your browser (client-side JavaScript). No financial inputs (loan amounts, income, rates, etc.) are transmitted to or stored on our servers.

Analytics (Google Analytics 4)

We use Google Analytics 4 with IP anonymization enabled. This collects: page views, session duration, device type, browser, country/region (not city-level), and referral source. No personally identifiable information is collected via analytics. You can opt out via Google's opt-out browser add-on.

Advertising (Google AdSense)

We display advertisements through Google AdSense. Google may use cookies to serve ads based on your prior visits to our site and other sites. You can opt out of personalized advertising at google.com/settings/ads.

Email Subscriptions (Optional)

If you subscribe to rate alerts, we collect your email address. This is stored securely via our email service provider. You can unsubscribe at any time via the link in each email. We do not sell or share your email address.

GDPR (EU/UK)

If you are in the European Economic Area or United Kingdom, you have the right to: access your personal data; rectify inaccurate data; erase your data ("right to be forgotten"); restrict processing; data portability; and object to processing. Contact us to exercise these rights.

CCPA (California)

California residents have the right to: know what personal information is collected; know whether personal information is sold; opt out of the sale of personal information (we do not sell personal information); and non-discrimination for exercising your rights.

PIPEDA (Canada)

Canadian users have the right to access personal information we hold about you, challenge its accuracy, and request deletion. We comply with Canada's Personal Information Protection and Electronic Documents Act.